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!important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:16px;color:#7B0C00;overflow-wrap:break-word !important;">法释〔2020〕17号</span></strong></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:16px;color:#7B0C00;overflow-wrap:break-word !important;">最高人民法院关于修改</span></strong></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:16px;color:#7B0C00;overflow-wrap:break-word !important;">《最高人民法院关于在民事审判工作中适用</span></strong></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:16px;color:#7B0C00;overflow-wrap:break-word !important;">〈中华人民共和国工会法〉若干问题的解释》</span></strong></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;font-size:24px;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;overflow-wrap:break-word !important;">等</span></strong></span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;font-size:16px;overflow-wrap:break-word !important;">二十七件民事类司法解释的决定</span></strong></span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#7B0C00;font-size:14px;overflow-wrap:break-word !important;">（2020年12月23日最高人民法院审判委员会</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0em;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#7B0C00;font-size:14px;overflow-wrap:break-word !important;">第1823次会议通过，自2021年1月1日起施行）</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"> <strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#7B0C00;overflow-wrap:break-word !important;">最高人民法院</span></strong> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"> <strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#7B0C00;overflow-wrap:break-word !important;">关于审理民间借贷案件适用法律若干问题的规定</span></strong> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-align:center;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:12px;color:#7B0C00;overflow-wrap:break-word !important;">（2015年6月23日最高人民法院审判委员会第1655次会议通过，根据2020年8月18日最高人民法院审判委员会第1809次会议通过的《最高人民法院关于修改〈关于审理民间借贷案件适用法律若干问题的规定〉的决定》第一次修正，根据2020年12月23日最高人民法院审判委员会第1823次会议通过的《最高人民法院关于修改〈最高人民法院关于在民事审判工作中适用《中华人民共和国工会法》若干问题的解释〉等二十七件民事类司法解释的决定》第二次修正）</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 为正确审理民间借贷纠纷案件，根据《中华人民共和国民法典》《中华人民共和国民事诉讼法》《中华人民共和国刑事诉讼法》等相关法律之规定，结合审判实践，制定本规定。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第一条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 本规定所称的民间借贷，是指自然人、法人和非法人组织之间进行资金融通的行为。</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#FF2941;overflow-wrap:break-word !important;"> 经金融监管部门批准设立的从事贷款业务的金融机构及其分支机构，因发放贷款等相关金融业务引发的纠纷，</span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;font-size:20px;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;">不适用本规定。</strong></span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;overflow-wrap:break-word !important;"> <br /> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第二条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 出借人向人民法院提起民间借贷诉讼时，应当提供借据、收据、欠条等债权凭证以及其他能够证明借贷法律关系存在的证据。</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 当事人持有的借据、收据、欠条等债权凭证没有载明债权人，持有债权凭证的当事人提起民间借贷诉讼的，人民法院应予受理。被告对原告的债权人资格提出有事实依据的抗辩，人民法院经审查认为原告不具有债权人资格的，裁定驳回起诉。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第三条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#007AAA;overflow-wrap:break-word !important;">借贷双方就合同履行地未约定或者约定不明确，事后未达成补充协议，按照合同相关条款或者交易习惯仍不能确定的，</span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">以<strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#FF2941;overflow-wrap:break-word !important;">接受货币一方所在地为合同履行地</span></strong>。</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> <strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"> </strong></span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第四条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 保证人为借款人提供连带责任保证，出借人仅起诉借款人的，人民法院可以不追加保证人为共同被告；出借人仅起诉保证人的，人民法院可以追加借款人为共同被告。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><br style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;" /> </section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:16px;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#007AAA;overflow-wrap:break-word !important;"> 保证人为借款人提供一般保证，出借人仅起诉保证人的，人民法院应当追加借款人为共同被告；</span></strong></span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#007AAA;overflow-wrap:break-word !important;">出借人仅起诉借款人的，人民法院可以不追加保证人为共同被告。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> <strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"> </strong></span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第五条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 人民法院立案后，发现民间借贷行为本身涉嫌非法集资等犯罪的，应当裁定驳回起诉，并将涉嫌非法集资等犯罪的线索、材料移送公安或者检察机关。</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 公安或者检察机关不予立案，或者立案侦查后撤销案件，或者检察机关作出不起诉决定，或者经人民法院生效判决认定不构成非法集资等犯罪，当事人又以同一事实向人民法院提起诉讼的，人民法院应予受理。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第六条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 人民法院立案后，发现与民间借贷纠纷案件虽有关联但不是同一事实的涉嫌非法集资等犯罪的线索、材料的，人民法院应当继续审理民间借贷纠纷案件，并将涉嫌非法集资等犯罪的线索、材料移送公安或者检察机关。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第七条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 民间借贷纠纷的基本案件事实必须以刑事案件的审理结果为依据，而该刑事案件尚未审结的，人民法院应当裁定中止诉讼。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span></strong></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第八条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 借款人涉嫌犯罪或者生效判决认定其有罪，出借人起诉请求担保人承担民事责任的，人民法院应予受理。</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第九条 </span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#007AAA;overflow-wrap:break-word !important;">自然人之间的借款合同具有下列情形之一的，可以视为合同成立：</span></section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> （一）以现金支付的，自借款人收到借款时；</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> （二）以银行转账、网上电子汇款等形式支付的，自资金到达借款人账户时；</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> （三）以票据交付的，自借款人依法取得票据权利时；</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> （四）出借人将特定资金账户支配权授权给借款人的，自借款人取得对该账户实际支配权时；</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <br /> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> （五）出借人以与借款人约定的其他方式提供借款并实际履行完成时。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第十条</span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 法人之间、非法人组织之间以及它们相互之间为生产、经营需要订立的民间借贷合同，除存在民法典第一百四十六条、第一百五十三条、第一百五十四条以及本规定第十三条规定的情形外，当事人主张民间借贷合同有效的，人民法院应予支持。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第十一条 <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;"> </span></span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#007AAA;overflow-wrap:break-word !important;"> 法人或者非法人组织在本单位内部通过借款形式向职工筹集资金，用于本单位生产、经营，且不存在民法典第一百四十四条、第一百四十六条、第一百五十三条、第一百五十四条以及本规定第十三条规定的情形，当事人主张民间借贷合同有效的，人民法院应予支持。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><strong style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;"><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">第十二条 <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;"> </span></span></strong><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;color:#007AAA;overflow-wrap:break-word !important;">借款人或者出借人的借贷行为涉嫌犯罪，或者已经生效的裁判认定构成犯罪，当事人提起民事诉讼的，民间借贷合同并不当然无效。</span><span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;">人民法院应当依据民法典第一百四十四条、第一百四十六条、第一百五十三条、第一百五十四条以及本规定第十三条之规定，认定民间借贷合同的效力。</span></section><section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;text-indent:2em;overflow-wrap:break-word !important;"><br style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;overflow-wrap:break-word !important;" /> </section> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> 担保人以借款人或者出借人的借贷行为涉嫌犯罪或者已经生效的裁判认定构成犯罪为由，主张不承担民事责任的，人民法院应当依据民间借贷合同与担保合同的效力、当事人的过错程度，依法确定担保人的民事责任。</span> </p> <p style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;clear:both;min-height:1em;color:#333333;font-size:17px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:0.544px;orphans:2;text-align:justify;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;font-family:-apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color:#FFFFFF;line-height:1.75em;overflow-wrap:break-word !important;"> <span style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word !important;font-size:15px;overflow-wrap:break-word !important;"> </span> </p> <section style="margin:0px;padding:0px;max-width:100%;box-sizing:border-box !important;word-wrap:break-word 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